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After fifty years in employee benefits, Robert J. Christadore reveals how the 1970s shift to managed care created today’s broken system — and proposes the Vitality-Capital Model as a practical alternative.
View Table of Contents →A practical, relationship-first system designed to realign incentives and put health back in the hands of the individual.
A dedicated physician-led relationship focused on keeping you healthy through proactive guidance and early intervention.
Your personally owned, portable, tax-advantaged account that puts you in direct control of your health dollars.
True catastrophic coverage only. Insurance returns to its proper role as a backstop.